Life Insurance in and around Waco
Protection for those you care about
Life happens. Don't wait.

Would you like to create a personalized life quote?

- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
Protect Those You Love Most
State Farm understands your desire to help provide for the ones you hold dear after you pass away. That's why we offer excellent Life insurance coverage options and reliable compassionate service to help you settle upon a policy that fits your needs.
Protection for those you care about
Life happens. Don't wait.

Agent Richard Kruger, At Your Service
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you apply for should align with your current and future needs. Then you can consider the cost of a policy, which depends on your age and your physical health. Other factors that may be considered include personal medical history and body weight. State Farm Agent Richard Kruger can walk you through all these options and can help you determine how much coverage you need.
It's never a bad idea to make sure your loved ones have coverage against the unexpected. Call or email Richard Kruger's office to experience your Life insurance policy options.
Have More Questions About Life Insurance?
Call Richard at (254) 776-4593 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Reasons to buy life insurance
Reasons to buy life insurance
Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

Richard Kruger
State Farm® Insurance Agent
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Reasons to buy life insurance
Reasons to buy life insurance
Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.