Life Insurance in and around Waco
Get insured for what matters to you
What are you waiting for?

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- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
It's Never Too Soon For Life Insurance
When it comes to reliable life insurance, you have plenty of choices. Evaluating riders, coverage options, providers… it’s a lot, to say the least. But with State Farm, you won’t have to sort it out alone. State Farm Agent Richard Kruger is a person with a true desire to help you provide you with coverage for your specific situation. You’ll have a hassle-free experience to get reasonably priced coverage for all your life insurance needs.
Get insured for what matters to you
What are you waiting for?

Agent Richard Kruger, At Your Service
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you apply for should align with your current and future needs. Then you can consider the cost of a policy, which is determined by how old you are and the age you are now. Other factors that may be considered include gender and body weight. State Farm Agent Richard Kruger can walk you through all these options and can help you determine how much coverage you need.
It's always a good idea to make sure your loved ones have coverage against the unexpected. Reach out to Richard Kruger's office to find out your Life insurance policy options.
Have More Questions About Life Insurance?
Call Richard at (254) 776-4593 or visit our FAQ page.
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Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.

Richard Kruger
State Farm® Insurance Agent
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.