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Homeowners Insurance in and around Waco

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • Waco
  • Lorena
  • Woodway
  • China Spring
  • McGregor
  • Robinson
  • Mart
  • West
  • Hewitt
  • Lacy-Lakeview
  • Temple
  • Belton
  • Killeen
  • Salado
  • Groesbeck
  • Hillsboro
  • Valley Mills
  • Meridian
  • Limestone County
  • Bosque County
  • Falls County
  • Hill County
  • McLennan County
  • Bell County

What's More Important Than A Secure Home?

After a stressful day at work, there’s nothing better than coming home. Home is where you catch your breath, chill out and kick back. It’s where you build a life with family and friends.

Protect what's important from unplanned events.

Help protect your home with the right insurance for you.

Why Homeowners In Waco Choose State Farm

Richard Kruger can walk you through the whole coverage process, step by step. You can have a no-nonsense experience to get an insurance policy for everything that’s meaningful to you. We’re talking about more than just protection for your linens, electronics and home gadgets. Protect your family keepsakes—like souvenirs and mementos. Protect your hobbies and interests—like sound equipment and musical instruments. And Agent Richard Kruger can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.

Whether you're prepared for it or not, the unanticipated can happen. But with State Farm, you're always prepared, so you can take it easy knowing that your belongings are covered. Additionally, if you also insure your pickup truck, you could bundle and save! Contact agent Richard Kruger today to go over your options.

Have More Questions About Homeowners Insurance?

Call Richard at (254) 776-4593 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Should you DIY your move or hire someone?

Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.

Tips for renting a storage unit

Tips for selecting a rental storage unit, packing personal possessions, insurance for storage and how do storage units work.

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Should you DIY your move or hire someone?

Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.

Tips for renting a storage unit

Tips for selecting a rental storage unit, packing personal possessions, insurance for storage and how do storage units work.