Skip to content

Homeowners Insurance in and around Waco

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • Waco
  • Lorena
  • Woodway
  • China Spring
  • McGregor
  • Robinson
  • Mart
  • West
  • Hewitt
  • Lacy-Lakeview
  • Temple
  • Belton
  • Killeen
  • Salado
  • Groesbeck
  • Hillsboro
  • Valley Mills
  • Meridian
  • Limestone County
  • Bosque County
  • Falls County
  • Hill County
  • McLennan County
  • Bell County

With State Farm's Insurance, You Are Home

Home is where laughter never ends laundry is continuous, and you're protected with State Farm's homeowners insurance. It just makes sense.

Protect what's important from unplanned events.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Richard Kruger, At Your Service

State Farm's homeowners insurance safeguards your home and your memorabilia. Agent Richard Kruger is here to help develop a policy with your specific needs in mind.

Having remarkable homeowners insurance can be valuable to have for when the unpredictable takes place. Visit agent Richard Kruger's office today to get the home coverage you need.

Have More Questions About Homeowners Insurance?

Call Richard at (254) 776-4593 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Preparing to sell your home

When preparing to sell your home, these updates/tips/improvements can help entice buyers. Learn more about how to stage a house while living in it.

Before you rent, ask your landlord about move-costs and monthly bills due

Rent, deposits and fees can sometimes get tricky if they haven't been discussed thoroughly with your landlord before signing a rental agreement.

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Preparing to sell your home

When preparing to sell your home, these updates/tips/improvements can help entice buyers. Learn more about how to stage a house while living in it.

Before you rent, ask your landlord about move-costs and monthly bills due

Rent, deposits and fees can sometimes get tricky if they haven't been discussed thoroughly with your landlord before signing a rental agreement.