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Homeowners Insurance in and around Waco

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • Waco
  • Lorena
  • Woodway
  • China Spring
  • McGregor
  • Robinson
  • Mart
  • West
  • Hewitt
  • Lacy-Lakeview
  • Temple
  • Belton
  • Killeen
  • Salado
  • Groesbeck
  • Hillsboro
  • Valley Mills
  • Meridian
  • Limestone County
  • Bosque County
  • Falls County
  • Hill County
  • McLennan County
  • Bell County

Home Is Where Your Heart Is

None of us can see what we will encounter in the future. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance doesn't just protect your house. It protects both your home and your precious belongings. If your home is affected by a tornado or falling trees, you could have damage to some of your belongings in addition to damage to the actual house. If you don't have enough coverage, you may struggle to replace all of the things you lost. Some of your possessions can be insured against damage or theft outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

If walls could talk, Waco, they would tell you to get State Farm's homeowners insurance.

Help protect your home with the right insurance for you.

State Farm May Cover Your Home, Too

Navigating the unexpected is made easy with State Farm. Here you can create a plan that's right for you or file a claim with the help of agent Richard Kruger. Richard Kruger will make sure you get the attentive, high-quality care that you and your home needs.

Now that you're convinced that State Farm homeowners insurance should be your next move, contact Richard Kruger today to explore your particular options!

Have More Questions About Homeowners Insurance?

Call Richard at (254) 776-4593 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Clothes dryer maintenance tips

These simple tasks can help extend the life of your dryer. Find out how to clean the inside of a dryer, how to clean your dryer vent and more.

What to do during a tornado

You see the alert. Your area is under a tornado watch, or even worse, a tornado warning. Know the differences between them, and what to do during a tornado.

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Clothes dryer maintenance tips

These simple tasks can help extend the life of your dryer. Find out how to clean the inside of a dryer, how to clean your dryer vent and more.

What to do during a tornado

You see the alert. Your area is under a tornado watch, or even worse, a tornado warning. Know the differences between them, and what to do during a tornado.