Homeowners Insurance in and around Waco
If walls could talk, Waco, they would tell you to get State Farm's homeowners insurance.
Apply for homeowners insurance with State Farm

Would you like to create a personalized homeowners quote?
- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
Insure Your Home With State Farm's Homeowners Insurance
Homeownership is a lot of responsibility. You want to make sure your home and the possessions in it are protected in the event of some unexpected damage or catastrophe. And you also want to be sure you have liability insurance in case someone gets hurt on your property.
If walls could talk, Waco, they would tell you to get State Farm's homeowners insurance.
Apply for homeowners insurance with State Farm

Agent Richard Kruger, At Your Service
Handling mishaps is made easy with State Farm. Here you can personalize your policy or file a claim with the help of agent Richard Kruger. Richard Kruger will make sure you get the individual, reliable care that you and your home needs.
Ready for some help getting started on a homeowners insurance policy? Contact agent Richard Kruger's team for assistance today!
Have More Questions About Homeowners Insurance?
Call Richard at (254) 776-4593 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
First time home owner
First time home owner
Tips and tricks for the first time homeowner. Everything you need to know once you buy your first home.
Is a natural gas detector worth it?
Is a natural gas detector worth it?
Natural gas detectors can alert you and your family of odorless and dangerous leaks.

Richard Kruger
State Farm® Insurance AgentSimple Insights®
First time home owner
First time home owner
Tips and tricks for the first time homeowner. Everything you need to know once you buy your first home.
Is a natural gas detector worth it?
Is a natural gas detector worth it?
Natural gas detectors can alert you and your family of odorless and dangerous leaks.