Skip to content

Homeowners Insurance in and around Waco

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • Waco
  • Lorena
  • Woodway
  • China Spring
  • McGregor
  • Robinson
  • Mart
  • West
  • Hewitt
  • Lacy-Lakeview
  • Temple
  • Belton
  • Killeen
  • Salado
  • Groesbeck
  • Hillsboro
  • Valley Mills
  • Meridian
  • Limestone County
  • Bosque County
  • Falls County
  • Hill County
  • McLennan County
  • Bell County

With State Farm's Insurance, You Are Home

New home. New adventures. State Farm homeowners insurance. They go hand in hand. And not only can State Farm help cover your home in case of hailstorm or fire, but it can also be beneficial in certain legal cases. If someone were to hold you financially accountable if they were injured at your residence, the right homeowners insurance may be able to cover the cost.

Protect what's important from unplanned events.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Richard Kruger, At Your Service

Homeowners coverage like this is what sets State Farm apart from the rest. Agent Richard Kruger can be there whenever mishaps occur, to get you back in your routine. State Farm is there for you.

For great protection for your home and your personal belongings, check out the coverage options with State Farm. And if you're ready to get a quote on a home insurance policy, reach out to State Farm agent Richard Kruger's office today.

Have More Questions About Homeowners Insurance?

Call Richard at (254) 776-4593 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Clothes dryer maintenance tips

These simple tasks can help extend the life of your dryer. Find out how to clean the inside of a dryer, how to clean your dryer vent and more.

What to do during a tornado

You see the alert. Your area is under a tornado watch, or even worse, a tornado warning. Know the differences between them, and what to do during a tornado.

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Clothes dryer maintenance tips

These simple tasks can help extend the life of your dryer. Find out how to clean the inside of a dryer, how to clean your dryer vent and more.

What to do during a tornado

You see the alert. Your area is under a tornado watch, or even worse, a tornado warning. Know the differences between them, and what to do during a tornado.