Homeowners Insurance in and around Waco
If walls could talk, Waco, they would tell you to get State Farm's homeowners insurance.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
There’s No Place Like Home
With your home covered by State Farm, you never have to be anxious. We can help you make sure that in the event of damage from the unpredictable tornado or vandalism, you have the coverage you need.
If walls could talk, Waco, they would tell you to get State Farm's homeowners insurance.
Give your home an extra layer of protection with State Farm home insurance.

Agent Richard Kruger, At Your Service
State Farm Agent Richard Kruger is ready to help you prepare for potential mishaps with reliable coverage for your home insurance needs. Such attentive service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If mishaps occur, Richard Kruger can help you submit your claim. Find your home sweet home with State Farm!
Call or email State Farm Agent Richard Kruger today to learn more about how a leading provider of homeowners insurance can help protect your house here in Waco, TX.
Have More Questions About Homeowners Insurance?
Call Richard at (254) 776-4593 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Buying modern manufactured homes
Buying modern manufactured homes
Buying a manufactured or modular home can be a confusing process, but using this guide from State Farm® can help decipher some of the mystery.
Maintaining a historic home
Maintaining a historic home
With a historic home, completing these home maintenance tasks a little bit at a time could improve the overall resale value of your home.

Richard Kruger
State Farm® Insurance AgentSimple Insights®
Buying modern manufactured homes
Buying modern manufactured homes
Buying a manufactured or modular home can be a confusing process, but using this guide from State Farm® can help decipher some of the mystery.
Maintaining a historic home
Maintaining a historic home
With a historic home, completing these home maintenance tasks a little bit at a time could improve the overall resale value of your home.