Business Insurance in and around Waco
One of the top small business insurance companies in Waco, and beyond.
Helping insure small businesses since 1935
- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
Help Prepare Your Business For The Unexpected.
Owning a business is about more than making a profit. It’s a lifestyle and a way of life. It's a vision for a bright future for you and for your family. Because you give your all to make your business thrive, you’ll want small business insurance from State Farm. Business insurance protects all your hard work with extra liability coverage, worker's compensation for your employees and business continuity plans.
One of the top small business insurance companies in Waco, and beyond.
Helping insure small businesses since 1935
Cover Your Business Assets
When you've put so much personal interest in a small business like yours, whether it's a tailoring service, a pottery shop, or a dance school, having the right insurance for you is important. As a business owner, as well, State Farm agent Richard Kruger understands and is happy to help with customizing your policy options to fit your needs.
Agent Richard Kruger is here to explore your business insurance options with you. Reach out Richard Kruger today!
Simple Insights®
Understanding the insurance premium audit process
Understanding the insurance premium audit process
As a business owner, you may be contacted to complete an insurance premium audit. Learn what the insurance audit process entails and how to prepare.
Key employee coverage issues
Key employee coverage issues
The death/disability of a key person can have a dramatic impact in a smaller business. Consider these questions to help determine discount factor percentage.
Richard Kruger
State Farm® Insurance Agent
Richard Kruger
State Farm® Insurance Agent
Simple Insights®
Understanding the insurance premium audit process
Understanding the insurance premium audit process
As a business owner, you may be contacted to complete an insurance premium audit. Learn what the insurance audit process entails and how to prepare.
Key employee coverage issues
Key employee coverage issues
The death/disability of a key person can have a dramatic impact in a smaller business. Consider these questions to help determine discount factor percentage.