Business Insurance in and around Waco
One of Waco’s top choices for small business insurance.
Helping insure small businesses since 1935

- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
State Farm Understands Small Businesses.
As a business owner, you have to manage all areas of business, all the time. The details can be overwhelming! You can maximize your efforts by working with State Farm agent Richard Kruger. Richard Kruger relates to where you are because all State Farm agents are business owners themselves. You'll get a business policy that covers your worries and frees you to focus on growing your business into the future.
One of Waco’s top choices for small business insurance.
Helping insure small businesses since 1935

Protect Your Business With State Farm
That's because a small business policy from State Farm covers a wide range of concerns. Your coverage can include a business owners policy that provides for loss of income (for up to 12 months) in the event your business is temporarily closed. It not only protects your salary, but also helps with regular payroll costs. You can also include liability, which is key coverage protecting your financial assets in the event of a claim or judgment against you by a visitor.
Call or email the outstanding team at agent Richard Kruger's office to find out about the options that may be right for you and your small business.
Simple Insights®
Retirement plans for small business owners to consider
Retirement plans for small business owners to consider
Offering a retirement plan, including a SEP IRA, SIMPLE IRA or a 401k, is a great way for a small business to attract and retain employees.
Protect your business property from slip and falls
Protect your business property from slip and falls
Decrease the chances of slips, trips and falls at your business with proper maintenance and safety procedures.

Richard Kruger
State Farm® Insurance AgentSimple Insights®
Retirement plans for small business owners to consider
Retirement plans for small business owners to consider
Offering a retirement plan, including a SEP IRA, SIMPLE IRA or a 401k, is a great way for a small business to attract and retain employees.
Protect your business property from slip and falls
Protect your business property from slip and falls
Decrease the chances of slips, trips and falls at your business with proper maintenance and safety procedures.