Richard Kruger State Farm Agent
State Farm® Insurance Agent

Richard Kruger

7213 New Sanger Ave.
Waco, TX 76712-7927

Sanger avenue to light at Londenderry, go through light, 3rd building on the right.

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Office Info


7213 New Sanger Ave.
Waco, TX 76712-7927


English, Spanish, Italian
About Me

We love helping people as they relocate to Waco! We are so happy to be the agency of choice for so many of our friends here in Waco. We provide free Auto Insurance, Homeowner Insurance, Life Insurance and Health Insurance quotes throughout the state of Texas. We primarily serve our friends who reside in McLennan, Bell and Bosque, Limestone and Hill counties. We are licensed throughout Texas, so we can help you wherever you live in our great state! I have 17 years of experience as a State Farm agent, starting my first agency in 2005. I am married to the love of my life for 24 years! Graduated from Texas A&M University. I have three sons who collectively have seven children! Love those grand-kids! Our office loves to protect our customers and their families with life insurance, just as we protect our own families! I am a life time resident of the Waco area. I am a member of the Hewitt Chamber of Commerce, Waco Founder Lions Club and the Hispanic Chamber of Commerce. . Our office is in Waco and we are dog friendly and wheelchair accessible. We are happy to schedule appointments at your home too. We help people insure their vehicles as well as their home, whether they are renting needing Renters insurance, own a condo needing Condo insurance or own a home needing Homeowners insurance. We even offer Pet Insurance! We take the time to talk to everyone about the importance of Life insurance to protect those we value most. Working with small business owners for their Business insurance and planning needs is rewarding since I am a small business owner too. We have great Business Insurance products! We look forward to meeting you and taking care of your insurance and financial services needs, both personal and professionally. We will make it easy for you to do business with us!

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Come by our office and meet my team and me!! Call us, email us, text us! We are open M-F 8:30-5:00. If you need to drop anything by the office after hours, there is a mail slot for your convenience.

Our mission is to consult with and provide protection for our customers and the citizens of our community. Our goal is to help protect you and your family from unexpected events and to help all to achieve their goals and dreams. My team and I are licensed and can help with all of the products State Farm offers. We are happy to review any coverages you may have in place currently elsewhere. We look forward to hearing from you and meeting with you.

We appreciate your business!!


Melinda Stovall

Marketing Associate

 I was born in TX but grew up in KY. My husband, kids and I came back about 6 years ago and we absolutely love it!   We live in Hewitt and we love the Hewitt-Woodway area and all of Waco and Central Texas.  I have been licensed in Property and Casualty and Life and Health insurance for over 15 years.  I love to help people get great protection of their property and protect their loved ones with Life Insurance, Health Insurance and all the other great products we offer.


Darla Hayes

Multiple Line Representative

I was born and raised in the Lorena area, a suburb of Waco.  I have worked in the insurance industry for over 30 years and have been  licensed in Property and Casualty and Life and Health insurance for about 25 years. I would love to help you with your insurance and financial needs and will be here to assist you with claims or any other needs as they arise.

Amber Hadley State Farm Agent Team Member

Amber Hadley

Marketing Associate

I was born in Waco, TX. I grew up in China Spring, and where I live with my husband and children. I have two sons, ages 4 and 5 that keep me going 24/7! I am licensed in Property and Casualty and Life and Health insurance. What I love most about State Farm is the genuine care that the our agency has when it comes to insuring people’s property & families, whether it be through Auto Insurance, Homeowners Insurance, Business Insurance, or our Life Insurance products.