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State Farm® Insurance Agent

Richard Kruger

7213 New Sanger Ave.
Waco, TX 76712-7927

Sanger avenue to light at Londenderry, go through light, 3rd building on the right.

Profile photo of a State Farm Agent named: Richard Kruger

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5pm
After Hours by Appointment
Call us 24 hours a day!


7213 New Sanger Ave.
Waco, TX 76712-7927



We take immense pride in assisting our local community by providing exceptional service and top-quality products, including those relocating to Waco, making us the preferred agency for many of our friends here.

Offering free quotes for Auto Insurance, Homeowner Insurance, Life Insurance, and Health Insurance across Texas, we primarily serve residents in McLennan, Bell, Bosque, Limestone, and Hill counties. As a licensed agency throughout the state, we're committed to serving you wherever you reside. I recently acquired the ChFC and CLU designations, have been a State Farm agent since 2005, and have a deep passion for serving our customers. Graduating from Texas A&M University, my family and I are proud Aggies, including my three sons who have a total of eight children, my wife and I absolutely adore our grandchildren!

Protecting our customers and their families with life insurance is a central focus for our team, as we genuinely care about the well-being of all the families and individuals we serve. Being a lifelong resident of the Waco area, I am an active member of the Hewitt Chamber of Commerce, Waco Founder Lions Club, and the Hispanic Chamber of Commerce, while also regularly collaborating with Habitat for Humanity.

Our office, located in Waco near the border of Woodway, is dog-friendly and wheelchair accessible, and we're more than happy to arrange appointments at your home. We offer comprehensive insurance coverage for vehicles, homes, renters, condos, and even rental properties, and we proudly provide Pet Insurance too. Taking the time to discuss the importance of Life insurance for protecting our loved ones is a priority, and we find great fulfillment in working with fellow small business owners for their Business insurance and planning needs. We genuinely look forward to meeting you and addressing your insurance and financial services requirements, both personally and professionally, while ensuring a seamless and convenient experience when doing business with us.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Come by our office and meet my team and me!! Call us, email us, text us! We are open M-F 8:30-5:00. If you need to drop anything by the office after hours, there is a mail slot for your convenience.

Our mission is to consult with and provide protection for our customers and the citizens of our community. Our goal is to help protect you and your family from unexpected events and to help all to achieve their goals and dreams. My team and I are licensed and can help with all of the products State Farm offers. We are happy to review any coverages you may have in place currently elsewhere. We look forward to hearing from you and meeting with you.

We appreciate your business!!

Our Team is growing! just this year

Amber Hadley is one of our licensed team members, as are all my team members. I know you will enjoy visiting with her as she helps you with your insurance and financial needs!

Danielle Steele joined our team in August ! We are looking forward to having Danielle as a part of our already great team! She has previous experience in both the Insurance industry and in the banking industry!

Darla Hayes, just a short-timer, who has 33 years of experience stands ready to help you with our products as well as when you need our assistance in service-related areas. We are proud to have Darla representing our agency and working with all of our customers. If you haven't visited with Darla yet, you probably will one day. You will love her too!

Melinda Stovall has been a key part of my team organization for over 7 years and I am sure that many of you have spoken with her as you inquire about new products and services we offer. She has over 16 years of insurance experience and we are fortunate to have her as a key part of our team!

Richard Donahue is new to our team. Come meet Richard and he will be glad to help you with all your insurance and financial needs.


Darla Hayes

Multiple Line Representative

I was born and raised in the Lorena area, a suburb of Waco.  I have worked in the insurance industry for over 30 years and have been  licensed in Property and Casualty and Life and Health insurance for about 25 years. I would love to help you with your insurance and financial needs and will be here to assist you with claims or any other needs as they arise.


Melinda Stovall

Marketing Associate

I was born in TX but grew up in KY. My husband, kids and I came back about 6 years ago and we absolutely love it! We live in Hewitt and we love the Hewitt-Woodway area and all of Waco and Central Texas. I have been licensed in Property and Casualty and Life and Health insurance for over 17 years. I love to help people get great protection of their property and protect their loved ones with Life Insurance, Health Insurance and all the other great products we offer.

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in Waco, TX.
  • Our office is open 8:30 - 5:00 M - F.
  • I am a proud graduate of Texas A&M.

We are a very busy office and are looking for our next great team member. This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. We are an established, growth-oriented agency with a team of highly motivated individuals. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our well-trained team uses state of the art technology to achieve outstanding results. We want to work alongside those who are equally committed to excellence and personal achievement. Our team is comprised of results-oriented individuals that are serious about their development. If you want to work in an environment that is fun, challenging, and rewarding, then Richard Kruger - State Farm Agent may be the right fit for you! If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. Come work with an energetic, fun team at Richard Kruger - State Farm Agent!

Company Website:

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.