Richard Kruger

We sincerely appreciate you choosing us and allowing us to serve you and our local community. We take great pride in providing exceptional service and top-quality insurance products to everyone, including those new to Waco. Our commitment makes us a preferred agency for many friends here.

As a lifelong resident of the Waco area, I am deeply rooted in this community. I have proudly served as a State Farm agent since 2005, bringing years of experience and a passion for helping our customers. I am a proud graduate of Texas A&M University, I recently acquired the ChFC and CLU designations, and my family, including my wife, three sons, and eight grandchildren, shares the Aggie spirit. We enjoy spending time together as a family.

Our office, conveniently located in Waco near the border of Woodway, is designed to be welcoming, dog-friendly, and wheelchair accessible. For your convenience, we are also happy to arrange appointments at your home. We are licensed throughout the state of Texas, and while we serve residents wherever they reside, our primary focus is assisting individuals and families in McLennan, Bell, Bosque, Limestone, and Hill counties.

We offer comprehensive insurance coverage to protect what matters most to you. This includes personalized quotes for Auto Insurance, Homeowner Insurance, Life Insurance, and Health Insurance, as well as policies for vehicles, homes, renters, condos, and even rental properties. We also proudly provide Pet Insurance to keep your furry family members protected. A central focus for our team is discussing the importance of Life insurance for protecting loved ones. We also find great fulfillment in working with fellow small business owners to address their specific Business insurance needs.

My commitment to the community extends beyond the office. I am an active member of the Hewitt Chamber of Commerce, the Waco Founder Lions Club, and the Hispanic Chamber of Commerce, and I regularly collaborate with Habitat for Humanity. We genuinely look forward to meeting you and addressing your insurance and financial services requirements, both personally and professionally, ensuring a seamless and convenient experience when you do business with us. Please call, email, or text us to discuss how we can help you and your family.