State Farm Insurance Agent View Licenses

Richard Kruger

7213 New Sanger Ave.
Waco, TX 76712-7927

Sanger avenue to light at Londenderry, go through light, 3rd building on the right.

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ABOUT ME

We love helping people as they relocate to Waco!  We provide free Auto Insurance and Homeowner Insurance quotes throughout the state of Texas, primarily in McLennan, Bell and Bosque counties. I have 14 years of experience as a State Farm agent starting my first agency in 2006.  I am a graduate of Texas A&M University.  Our office is a frequent Ambassador Travel Qualifier.  I am a long time resident of Waco area.  I am a member of the Hewitt Chamber of Commerce,, Waco Founder Lions Club.  I am married with 3 married sons and 7 grandchildren. Our office is in Waco and we are dog friendly, wheelchair accessible, and happy to schedule appointments at your home too. We help people insure their cars as well as their home, whether they are renting and need Renters insurance, own a condo and need Condo insurance or own a home and need Homeowners insurance. We take the time to talk to everyone about the importance of Life insurance to protect those we value most. Working with small business owners for their Business insurance and planning needs is rewarding since I am a small business owner too.  We look forward to meeting you and taking care of your insurance and financial services needs. 

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Richard Kruger State Farm Agent
Office Hours
Call us 24 hours a day!
Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Mutual Funds, Annuities

Get a Quote
Get a Quote
ABOUT ME

We love helping people as they relocate to Waco!  We provide free Auto Insurance and Homeowner Insurance quotes throughout the state of Texas, primarily in McLennan, Bell and Bosque counties. I have 14 years of experience as a State Farm agent starting my first agency in 2006.  I am a graduate of Texas A&M University.  Our office is a frequent Ambassador Travel Qualifier.  I am a long time resident of Waco area.  I am a member of the Hewitt Chamber of Commerce,, Waco Founder Lions Club.  I am married with 3 married sons and 7 grandchildren. Our office is in Waco and we are dog friendly, wheelchair accessible, and happy to schedule appointments at your home too. We help people insure their cars as well as their home, whether they are renting and need Renters insurance, own a condo and need Condo insurance or own a home and need Homeowners insurance. We take the time to talk to everyone about the importance of Life insurance to protect those we value most. Working with small business owners for their Business insurance and planning needs is rewarding since I am a small business owner too.  We look forward to meeting you and taking care of your insurance and financial services needs. 

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Mutual Funds, Annuities

Our office can always be reached at (254) 776-4593
Your Preferred method of contact

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Insurance coverage cannot be bound or changed via submission of this online e-mail form or via voice mail. To make policy changes or request additional coverage, please speak with a licensed representative in the agent's office, or by contacting the State Farm toll-free customer service line at (855) 733-7333 .

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We are open for  business!  Call us, email us, text us!  We generally have one person in the office daily but the front door is locked.  If you need to drop anything by the office, there is a mail slot for your use.  Envelopes and pens are available there as well if you want to drop payments by the office.  Please stay healthy!  Please follow the guidance of our local authorities and we will make it through this together!  Remember, we are available for you.

Our mission is to consult with and provide protection for our customers and the citizens of our community against the unexpected and to help them achieve their goals and dreams.

MS

Melinda Stovall

Marketing Associate
License #1925094

 I was born in TX but grew up in KY. My husband, kids and I came back about 6 years ago and we absolutely love it!   We live in Hewitt and we love the Hewitt-Woodway area and all of Waco and Central Texas.  I have been licensed in Property and Casualty and Life and Health insurance for over 15 years.  I love to help people get great protection of their property and protect their loved ones with Life Insurance, Health Insurance and all the other great products we offer.

DH

Darla Hayes

Multiple Line Representative
License #904167

I was born and raised in the Lorena area, a suburb of Waco.  I have worked in the insurance industry for over 30 years and have been  licensed in Property and Casualty and Life and Health insurance for about 25 years. I would love to help you with your insurance and financial needs and will be here to assist you with claims or any other needs as they arise.

CC

Carrol Ctvrtlik

Multiple Line Representative
License #668347

Carrol Ctvrtlik has been helping State Farm Customers for over 41 years.  She would like the opportunity to show you how to make your family secure and your dreams come true.  Carrol lives in the Lorena area and is looking forward to working with you!~

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Agent License for Richard Kruger
TX-1361282

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Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address: 1415 State St Ste 1000 , Richardson, TX 75082-2147 Phone: 972-732-3009

State Farm Bank ®, F.S.B., Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm BankMember FDICEqual Housing Lender

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.