Insurance in and around Waco
Protect the life you've built
Cover what's most important

Would you like to create a personalized quote?
- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
Celebrating 100 Years Of Good Neighboring
Help protect what's important to you - your loved ones, vehicle, etc. - with the wonderful insurance that State Farm offers. Agent Richard Kruger can help you develop a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Protect the life you've built
Cover what's most important

Insurance For Every Step Of The Way
But your automobile is just one of the many insurance products where State Farm and Richard Kruger can help. Do you operate a business in the Waco area or want to be your own boss? Navigating the complicated world of small business insurance? Richard Kruger can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
Safety tips for driving while pregnant
Safety tips for driving while pregnant
To help stay safe when driving while pregnant, read these driving tips —including tips for using your seat belt while pregnant.
Reporting a boating accident
Reporting a boating accident
Reporting a boating accident is required by law if the accident results in death, serious injuries or disappeareances. Read more about reporting.

Richard Kruger
State Farm® Insurance AgentSimple Insights®
Safety tips for driving while pregnant
Safety tips for driving while pregnant
To help stay safe when driving while pregnant, read these driving tips —including tips for using your seat belt while pregnant.
Reporting a boating accident
Reporting a boating accident
Reporting a boating accident is required by law if the accident results in death, serious injuries or disappeareances. Read more about reporting.