Richard Kruger

Spring is the perfect time for a fresh start—revitalize your insurance by reviewing your policies and ensuring your coverage aligns with your current needs. Reach out to us today via call, text, email, or by visiting our office!

We take great pride in assisting our local community by providing exceptional service and top-quality products, including those relocating to Waco, making us the preferred agency for many of our friends here.

Offering free quotes for Auto Insurance, Homeowner Insurance, Life Insurance, and Health Insurance across Texas, we primarily serve residents in McLennan, Bell, Bosque, Limestone, and Hill counties. As a licensed agency throughout the state, we're committed to serving you wherever you reside. I recently acquired the ChFC and CLU designations, have been a State Farm agent since 2005, and have a deep passion for serving our customers. Graduating from Texas A&M University, my family and I are proud Aggies, including my three sons who have a total of eight children, my wife and I absolutely adore our grandchildren!

Protecting our customers and their families with life insurance is a central focus for our team, as we genuinely care about the well-being of all the families and individuals we serve. Being a lifelong resident of the Waco area, I am an active member of the Hewitt Chamber of Commerce, Waco Founder Lions Club, and the Hispanic Chamber of Commerce, while also regularly collaborating with Habitat for Humanity.

Our office, located in Waco near the border of Woodway, is dog-friendly and wheelchair accessible, and we're more than happy to arrange appointments at your home. We offer comprehensive insurance coverage for vehicles, homes, renters, condos, and even rental properties, and we proudly provide Pet Insurance too. Taking the time to discuss the importance of Life insurance for protecting our loved ones is a priority, and we find great fulfillment in working with fellow small business owners for their Business insurance and needs. We genuinely look forward to meeting you and addressing your insurance and financial services requirements, both personally and professionally, while ensuring a seamless and convenient experience when doing business with us.